Plan Managed Vs Self Managed NDIS: Which Is Right For You?

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Plan Managed vs Self Managed NDIS: Which Is Right for You?

Managing your NDIS funding effectively is one of the most important steps toward achieving your goals. Whether you choose to be plan managed or self managed, understanding how each option works will help you make the most of your NDIS plan management and funding flexibility. This blog will help you find the right option for your needs.

What Does “Self Managed” Mean?

When you choose to self manage your NDIS plan, you take full control of how your NDIS funds are spent. This means you’re responsible for:

Selecting and paying your NDIS providers, whether registered or not
Keeping invoices and payment records
Submitting claims through the NDIS portal
Ensuring your spending aligns with your approved budget

Self managing your NDIS gives you maximum flexibility and choice, but it also means handling all administrative tasks yourself.

Plan Managed vs Self Managed: Key Differences

A plan managed NDIS option involves working with a professional NDIS plan manager who helps you handle your funding, pay invoices, and track budgets. You still have the freedom to choose providers (including unregistered ones), but the plan manager takes care of all financial administration.

By contrast, self managing NDIS means you do everything yourself, from managing invoices to recordkeeping and compliance with NDIS rules.

Both options provide flexibility and control, but the level of responsibility and support differs.

Pros and Cons Comparison Table

Comparison Table

Feature	Plan Managed	Self Managed
Budget Control	Shared (with support)	Full Control
Provider Choice	Registered & unregistered providers	Any provider
Admin Workload	Low	High
Payment Handling	Done by plan manager	Done by participant
Support Level	Professional guidance	Independent management

Which Option Is Right for You?

The best option depends on your preferences, confidence, and lifestyle.

Choose Plan Managed NDIS if you:

Want flexibility to choose providers
Prefer not to handle invoices or payments
Appreciate expert help managing your budget

Choose Self Managed NDIS if you:

Feel confident managing finances and paperwork
Want total control over spending
Enjoy managing your own supports and services

Ultimately, the goal is to make your NDIS plan management work for you, supporting your independence while reducing stress.

How to Change from NDIA Managed to Plan Managed or Self Managed

If your plan is currently NDIA managed, you can request a change at any time:

Contact the NDIS and explain that you’d like to change your management type.
Discuss your request during your next plan review or through a plan variation.
Nominate a plan manager if you want to move to plan management.
Update your MyPlace portal with your new management arrangement.

Once approved, your new NDIS funding option will take effect, giving you more control and flexibility.

Final Thoughts

Choosing between plan managed vs self managed NDIS is about finding the balance between independence and support.

If you enjoy taking control and have the time to manage invoices, self managing NDIS can be empowering and rewarding. But if you prefer peace of mind and professional guidance, working with a trusted NDIS plan manager ensures your funds are handled correctly, without the stress of administration.

Frequently Asked Questions

What is the difference between plan managed and self managed NDIS?

Plan managed NDIS means a registered NDIS plan manager handles payments and budgeting on your behalf. Self managed NDIS means you take full responsibility for managing your funds and payments.

Can I combine plan managed and self managed funding?

Yes, you can have a mix of both. Some participants choose to self manage part of their plan while having other parts plan managed for convenience.

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